Portfolio Update March 2025
A review of the stock market and my portfolio moves - Month 7
Major Indices VS My RRSP
Well what can we say about the month of March besides we had a big old month of fear uncertainty and doubt. Unfortunately I believe there is a good chance of this happening next month as well, but, as you never know I just kept on buying!
Overall my ETFs were down slightly less than the indicies so thats something, VDY being the only one out of the bunch that was in the green.
| Ticker | Index | 2025-03-01 | 2025-03-31 | Percentage Gain |
|---|---|---|---|---|
| .INX | S&P 500 | 5849.72 | 5611.85 | -4.07% |
| .IXIC | Nasdaq 100 | 18350.19 | 17299.29 | -5.73% |
| .DJI | Dow Jones | 43191.24 | 42001.76 | -2.75% |
| TX60 | TSX 60 | 1510.14 | 1496.68 | -0.89% |
| Ticker | RRSP ETFs | 2025-03-01 | 2025-03-31 | Percentage Gain |
|---|---|---|---|---|
| VDY | FTSE Index CAD | 49.3 | 49.51 | 0.43% |
| XAW | Many Indexes | 45.81 | 44.23 | -3.45% |
| SCHD | Subset of Dow | 28.4 | 27.96 | -1.55% |
| VTI | Total US Market | 287.71 | 274.84 | -4.47% |
My Moves
March was a very busy month as I teased in last weeks article. I made more or less the same amount of moves as I did in February. Looking forward to April I will likely have a few less before returning to normal in May.
Unfortunately my tax return has not come in yet but hopefully I will have that in a few weeks time and we can get it deployed!
TFSA Buys & Sells
- Manually dripped SPLT as a part of us investing a portion of our joint account.
- SOLD a little more PREF and rounded out my AMD position
- BOUGHT:
- QQCL
- GOOG
- VDY
- Exited my AQN position and divided it between (in order of weight):
- PREF, GOOG, VDY
- I held onto this for far too long and it will always be my lesson learned. 49.5% loss
- Exited UTES -> AMD
- I feel like I get adequate utilities exposure in VDY
- Exited HDIF -> 2/3 QQCL and 1/3 GOOG
- Honestly HDIF has been nice and steady flat price with 11% dividend, but, I am looking for a little bit more
- QQCL with the higher payout % should replace the majority of the income and GOOG for growth!
- Honestly HDIF has been nice and steady flat price with 11% dividend, but, I am looking for a little bit more
I allocated a significant amount of my investable funds once again and have almost cleared my LoC used for BANK.
TFSA Breakdown
- now featuring GOOG and AMD
- the entirety of BANK was purchased with a line of credit offer. It has worked out well for me but it is risky to do this
- SPLT is my wife and I’s joint emergency fund.
Positions I am thinking about consolidating are down to one at the moment:
- T Still thinking of selling out of this one and increasing XEI and/or BANK
Breaking out each Account
RRSP Buys
We finally decided to open a Spousal account for my wife. For its inaugural purchases we went with some BANK and QQCL. I do realize we have bought a fair amount of QQCL these past few months but I believe there is more upside than downside ahead. If I am incorrect… at least I have my tax return to come 😅.
I am not going to include the spousal in my RRSP chart for now so it is roughly the same as last month.
RRSP Breakdown
- percentages are calculated based on current market value, USD is converted to CAD based on google finance rate
Dividend Increases and Decreases
- Nothing on this front which is completely fine after the busy couple of months we have had
Fear and Greed Index
We are back in extreme fear and the AAII investor sentiment survey is also showing the most bearish we haver seen in awhile if not ever.
Wrap Up
That’s all for this months review thank you for reading!
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Cheers ☕