Portfolio Update December 2025
A review of the stock market and my portfolio moves - Month 16
Just like that we are at the end of the year, as we will be doing some traveling over the Christmas Holidays I am recording this post earlier than normal. Today is December 21st and let’s dive right in!
Major Indices VS My RRSP
Market wise Decemeber is sitting pretty flat thus far. We had many days of green to start of the month and some red days recently.
| Ticker | Index | 2025-12-01 | 2025-12-19 | Percentage Gain |
|---|---|---|---|---|
| .INX | S&P 500 | 6812.63 | 6834.5 | 0.32% |
| .IXIC | Nasdaq 100 | 23275.92 | 23307.62 | 0.14% |
| .DJI | Dow Jones | 47289.33 | 48134.89 | 1.79% |
| TX60 | TSX 60 | 1824.81 | 1863.52 | 2.12% |
| Ticker | RRSP ETFs | 2025-12-01 | 2025-12-19 | Percentage Gain |
|---|---|---|---|---|
| VDY | FTSE Index CAD | 60.23 | 61.57 | 2.22% |
| XAW | Many Indexes | 51.83 | 51.49 | -0.66% |
| SCHD | Subset of Dow | 27.53 | 27.46 | -0.25% |
| VTI | Total US | 334.66 | 336.22 | 0.47% |
My Moves
Made some big moves this month original intention was to reduce number of holdings but I ended up adding another one. 😅
TFSA Buys & Sells
- Sold
- EIT.UN - closed the entire position, price wise it hasn’t done anything over the last year or so and current yield is only at about 7.5%. I think at my young age its important for me to take more risks and shoot for higher returns
- PREF - sold a little bit after a few down day trying to squeak out some more gains at the end of the year
- Bought
- HXQ
- HYLD
- HDIV
- VDY
- HHIS the new buy for me… I may double my current position in the new year
- GOOG
- Looking back I was indeed quite busy in the TFSA this month
TFSA Breakdown
RRSP Buys
We stuck with the theme of VFV in the spousal RRSP for another month
- Bought
- VFV
RRSP Breakdown
- percentages are calculated based on current market value, USD is converted to CAD based on google finance rate
Spousal RRSP Breakdown
Dividend Increases and Decreases
- HDIV 0.180 -> 0.183
- HHIS 0.26 -> 0.27
Fear and Greed Index
We have finally reached the fear side of the index and it has been that way for the last few weeks.
Wrap Up
All in all it has been a bit of a flat month, fear and greed bordering on fear until the last week or so when we have risen up to neutral. Is the Santa Claus rally final here for the last two weeks of the year? We will see next week.
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